Zeal Ledger
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TRACK · ORGANIZE · GROW

Know where every dollar goes.

Expenses, receipts, income, and invoices in one place, and a year-end pack your accountant can file from. The books of a small business in the US or Canada, kept in plain language.

  • Bank feed

    Connect US accounts, or import a file

  • Receipts

    Read, categorized, matched for you

  • Income and invoices

    Invoices sent, payments recorded

  • Tax-ready

    Profit and loss on Schedule C or T2125 lines

Launching soonSee how it works

Simple. Secure. Your books, without the accounting software.

Zeal Ledger Home on a phone: net this year, what is owed to you, income, spending, purposes, and what needs you

FOUR QUESTIONS THE APP ANSWERS

Where did it go?

A hotel folio is not one expense. Zeal Ledger reads the room, the restaurant, and the parking as separate lines, suggests a category for each, and attaches the receipt to the bank transaction that paid for it.

  • Capture in two taps, walk away, matched in under a minute
  • Line items categorized, tax and tip apportioned
  • Missing receipts chased gently, not by you

Receipt · matched to card ···· 4412

Hilton Midtown

$1,842.00

  • Room, 3 nightsHotels
    $1,290.00
  • RestaurantFood
    $384.50
  • ParkingTravel
    $96.00
  • Tax, split across lines
    $71.50
Reconciled · three categories, one transaction

What was it for, and who spent it?

Every dollar lands on a purpose: the client job, the trip, the launch. You see what each one cost and what is left on its budget. When it is more than just you, add the people who spend. Each of them sees their own slice and the receipts they still owe; you see all of it.

  • Budgets by job, trip, event, or project
  • Add the people who spend when you need to
  • Everyone sees their own slice; you see all of it
$17,120across 3 purposes

  • Website launch

    $1,580 left of $10,000

    $8,420

  • Client trip, Denver

    $720 left of $6,000

    $5,280

  • Spring campaign

    $5,580 left of $9,000

    $3,420

Is everything reconciled?

Every transaction is checked continuously: category, purpose, person, receipt, amount, duplicates. When all checks pass it is done. When one does not, you get one card with one tap to fix it.

  • Auto-reconciled when the evidence agrees
  • Every exception has a one-tap resolution
  • A full audit trail of who changed what
Thursday

Needs you

View all (3)

  • Possible duplicate

    Looks like Delta Air Lines on Oct 3

    -$486.20

  • Receipt has no transaction

    Office Depot · Oct 17

    $43.82

  • Needs a category

    Chipotle

    -$67.85
Monday

All clear

41 transactions done this week. Nothing open.

Is it ready for tax time?

Income and spending roll up into a cash-basis profit and loss, and every category sits on a line of Schedule C or T2125. At year end, lock the year and hand your accountant the pack: the figures, the contractor totals, the sales tax, the mileage, and every receipt behind them.

  • Invoices numbered, sent, and marked paid
  • Contractor totals for 1099 and T4A
  • Your accountant reads the books on the web, read-only

Profit and loss

2026 · Schedule C

LineCategoryAmount
1Sales3 clients$96,200
8Advertising($12,180)
9Car and truck2,640 miles($5,460)
11Contractors2 people($31,500)
18Office($8,640)
Net profit$38,420

zealledger-tax-pack-2026.zip

6 files · 412 receipts

Sent

The books, without the accounting software.

Accounting software is built for accountants, and most of it goes unused by the people who pay for it. Zeal Ledger keeps the four things a small business touches: the bank feed, receipts, invoices, and the year-end report. It leaves out the rest: no chart of accounts, no journals, no payroll, no jargon. At tax time your accountant receives a clean pack, or signs in and reads the books directly.

Your own bank
Connect US bank and card accounts, or import a file from any bank or bookkeeping tool.
Plain language
Budget, spent, remaining, who, why. Never debit or credit.
Your accountant
Read-only access to the books on the web, every figure the app shows, on every plan.

From $15 a month.

Every plan has the bank feed, receipts, income, invoices, and the tax pack. Tiers differ by businesses, accounts, and receipt volume, never by features.

Compare plans

GET THE APP

Coming soon to the App Store and Google Play.

Zeal Ledger is in private beta. Leave your email and we will tell you the day it ships.

Tell me when it launches
  • App StoreiPhone and iPadComing soon
  • Google PlayAndroidComing soon

Open the app. See where you stand.

Connect an account or import your history, create a purpose, and capture a receipt. Ten minutes to a live answer.

Launching soonHow we handle your data